Overdraft Loan

An overdraft loan acts like a credit line, giving you access to pre-approved funds whenever needed. You only pay interest on the amount you use, making it a flexible option for unexpected costs, seasonal changes in your finances, or even seizing new opportunities.

Product Benefits

  • Increase working capital
  • Support business operations
  • Inventory acquisition and management

Where to Apply?

Visit our nearest Canadia Bank branch or give us a call (+855) 23 868 222.

Requirements to Apply

Company:

  • Company must be operating for at least 2 years in Cambodia with a sustainable income
  • Company MOA
  • Certificate of registration
  • Valid patent and/or business license for the current tax year
  • Valid ID/passport of all shareholders
  • Financial statement for the last 2 years
  • Bank statements
  • Title deed
  • Other supporting documents such as invoices, purchase orders, supply agreements, leasing agreements, etc.

Individual:

  • Business must be operating for at least 2 years in Cambodia with a sustainable income
  • Valid ID/passport
  • Residential/family book
  • Title deed
  • Valid patent and/or business license for the current tax year
  • Bank statements
  • Other supporting documents such as invoices, purchase orders, supply agreements, leasing agreements, etc.

Features and Conditions

Currency
USD
KHR
RMB
THB

Aggregate limit

>USD 500,000 or equivalent with other currency

Acceptable collateral

  • All types of real estate (hard/soft titles) within 25 provinces and citiesin Cambodia
  • Fixed deposit within Canadia Bank
  • Third parties (corporate or bank guarantees)

Loan tenor

Up to 12 months (subject to annual review)

Interest rate

Competitive rate & negotiable

Bank service charge

Standard 1% (negotiable)

Repayment Method

Interest only; monthly payment

We are ready to help you