Smart Lady+

Canadia Bank’s SME Smart Lady Plus Loan is designed specifically to empower female entrepreneurs running small or medium businesses by offering flexible financing solutions tailored to their business goals, with competitive interest rates and additional benefits to help them save on financing costs.

Product Benefits

  • Increase your working capital
  • Fund your renovation expenses
  • Increase your fixed asset investment
Other Special Benefits
  • Loan up to 100% of collateral valuation*
  • Unsecured credit card is available for company/ business owner with credit limit up to USD5,000
  • Unsecured credit card is available for employees with limit up to 2 times of salary
  • 50% discount on Annual Card fee
  • Free one (1) Cheque book per month
  • 0.05% or minimum $5 for inward telegraphic transfer (ITT) transaction
  • 0.01% or minimum 15$ for outward telegraphic transfer (OTT) transaction
  • Free transaction fee for the first year for Payroll service
  • Free ATM Card for the first year

Where to Apply?

Visit our nearest Canadia Bank branch or give us a call (+855) 23 868 222. Our Corporate RM/RO will walk clients through the rest of the process and requirements.

Requirements to Apply
  • Valid National ID card/passport
  • Family book/residential book
  • Sale and purchase agreement/booking agreement (or proof of booking)
  • Proof of income/employment certificate/pay slips/bank statements, and/or other relevant documents
  • Sovannaphum Life insurance will if required, if applicable

Features and Conditions

Age

18-60 years old

Gender

Female who manages or owns the business

Type of collateral

Soft title/Hard title

Interest rate per annum

8.50%

Currency

USD

Loan amount

From USD 10,000 to USD 500,000

Loan term

Up to 10 years

Legal Fees

Free of charge

Property evaluation

Free of charge

Bank service charge

1% of loan drawdown

Terms & Conditions

  • Female entrepreneur
  • The female entrepreneur should manage over 51% of shares ofthe business
  • Manage the business directly and recognized by local authority
  • Manage the business for at least 2 years or manage for at least 1 year with 2 years of experience
  • Good credit record on loan repayment
We are ready to help you