Fixed Deposit Account

Grow your savings with the most-trusted local bank. Enjoy guaranteed returns at competitive interest rates with flexible terms, making it an ideal choice for achieving your financial goals with peace of mind.

Product Benefits

  • Enjoy competitive interest rate without any concern of changing the market rate
  • Easy to manage your investment fund by choosing roll-over or close at maturity date
  • Offers Visa or Mastercard credit card with credit limit up to 100% limit of deposit amount

Where to Apply?

Opening a new or additional Fixed Deposit Account with Canadia Bank is quick and easy! Here’s how you can get started:

  1. Open your Canadia Bank App
  2. Click on New Fixed Deposit
  3. Select the account you want to open
  4. Input Amount
  5. Select Deposit Terms
  6. Input promotion code if you have any
  7. Click on terms and conditions
  8. Click continue
  9. Verify your information then click submit
  1. Visit any Canadia Bank branch nearest you
  2. Fill out the application form
  3. Show your Cambodian National ID (NID) or passport and prepare the minimum initial deposit
  4. Download the Canadia Bank App to easily manage your fixed deposit account
Requirements to Apply
  • At least 18 years old
  • Original and valid passport or national ID
  • At least 18 years old
  • Original and valid passport with valid visa
  • Proof of residence in Cambodia if an individual is physically present in Cambodia for more than 182 days during the calendar year
  • House rental contract; or
  • Certificate of residential address from authority; or
  • Hotel lease/bill including a minimum of 6 months tenor in the contract; or
  • Employment Contract; or
  • Certificate of employment; or
  • Business license/certificate (if self-employed)

Note: One of the above documents should have at least a minimum validity of 6 months.

Features and Conditions

Currency
USD
KHR
RMB
THB
Minimum opening balance over the counter
USD 500‍
KHR 2,000,000
RMB 10,000
THB 40,000
Minimum opening balance on Canadia Bank App
USD 100
KHR 400,000
RMB 10,000
THB 40,000
Credit Card Annual Fee (Visa or Mastercard)
  • Classic: USD 13/Year
  • Gold: USD 28/Year
Interest payment
Monthly or at maturity date
At maturity date
Maturity options
  • Auto-rollover principle only
  • Auto-rollover principle and interest
  • Close at maturity
Deposit certificate
Available upon customer request only
Early closure
USD 10 or Equivalent charge if close before 14 days
Withdrawals
Not allowed for partial withdrawal
Access to open/close your account
Branch, Canadia Bank App, or Canadia Internet Banking
Over-the-Counter Interest Rate
Term
At Maturity
Monthly
7 days
1.15%
Not available
14 days
1.35%
Not available
1 Month
1.55%
1.55%
2 Months
1.75%
1.65%
3 Months
2.50%
2.25%
6 Months
3.85%
3.60%
9 Months
4.25%
4.00%
12 Months
5.75%
5.50%
24 Months
5.90%
5.65%
36 Months
6.00%
5.75%
48 Months
6.25%
6.00%
60 Months
6.75%
6.50%
Term
At Maturity
Monthly
7 days
1.45%
Not available
14 days
1.60%
Not available
1 Month
3.00%
3.00%
2 Months
3.50%
3.25%
3 Months
4.75%
4.50%
6 Months
6.00%
5.75%
9 Months
6.25%
6.00%
12 Months
7.00%
6.75%
24 Months
7.25%
7.00%
36 Months
7.50%
7.25%
48 Months
7.60%
7.40%
60 Months
7.85%
7.70%
Term
At Maturity
7 days
Not available
14 days
Not available
1 Month
1.00%
2 Months
Not available
3 Months
1.50%
6 Months
2.50%
9 Months
Not available
12 Months
3.75%
24 Months
Not available
36 Months
Not available
48 Months
Not available
60 Months
Not available
Term
At Maturity
7 days
Not available
14 days
Not available
1 Month
1.00%
2 Months
Not available
3 Months
1.50%
6 Months
2.00%
9 Months
Not available
12 Months
2.50%
24 Months
3.00%
36 Months
Not available
48 Months
Not available
60 Months
Not available
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