Smart Business Account is a high-interest rate current account tailored for individuals, businesses, or merchants for easy payment of goods and services via electronic system like POS, QR, E-Commerce, and Billers.
Product Benefits
- Available in USD and KHR
- Cheque book facility is available
- Manage your account easily on Canadia Bank App
- Free 1st Year Annual Fee Debit Card (Visa or UPI)
- Free 1st Year Annual Fee for Mastercard Credit Card
- Get 50% off on service charges with a minimum amount of not lower than $150 for Vehicle Loan
- Get 50% off on service charges with a minimum amount of not lower than $200 for Home Loan
- Get 0.25% on Standard Rate of SME and get 50% on Bank Service Charge of Standard Fee
- Get free 1st Premium Insurance for the first loan application with a minimum of $100 for Home Loan
- Get 0.2% on Standard Rate of MDR Fee Charge
- Get additional 0.25% on standard interest rate if the KHQR scan payment transactions are ≥ 30 times per month
Where to Apply?
Visit our nearest Canadia Bank Branch or give us a call (+855) 23 868 222.
How to Open an Account at the Branch:
- Visit any Canadia Bank branch nearest you
- Fill out the application form
- Show your Cambodian National ID (NID) or passport and prepare the minimum initial deposit
- Download the Canadia Bank App to easily manage your savings account
Requirements to Apply:
How to Deposit Fund to Your Account?
There are various ways to fund your savings account:
- Deposit funds over-the-counter at any of our branches
- Through our Cash Recycling Machines (CRM) and Virtual Teller Machines (VTM)
- Receive funds through Bakong wallet
- KHQR transfer through mobile banking app of any other Bakong member banks
- Other money transfer agents, such as TrueMoney and Wing
Features and Conditions
Interest rate per annum
- ≤ USD 500 = 0.50%
- ≤ USD 20K = 0.75%
- ≤ USD 500K = 1.25%
- > USD 500K = 1.50%
- > KHR 2M = 0.75%
- ≤ KHR 80M = 1.00%
- ≤ KHR 2,000M = 1.50%
- > KHR 2,000M = 1.75%
Interest payment
Monthly basis
Minimum opening balance
Not required
Minimum ongoing balance
Not required
Dormant account
Not required
Merchant Membership fee
- Free of charge OR
- USD 10 without transaction (POS/QR) for the last 3 months
Early closure
- USD 30 or equivalent
- If account closed within 6 months from opening date
Access to Open/Close the Account
Please visit your nearest branch
Bank Reference
USD 10 or equivalent
Audit Confirmation
USD 10 or equivalent
Debit and Credit card
- Free first annual fee
- Available for Individual Merchant
Debit Card Daily Withdrawal Limit
USD 3,000
Inward Remittance Transfer
Free
Outward Remittance Transfer
- ≤ USD 10,00 = USD 15
- > USD 2,000 < USD 10,000 = USD 18
- > USD 10,000 = 0.14% plus USD 15 for Cable Fee
Inward Remittance Transfer
- ≤ USD 100,000 = FREE
- > USD 100,000 = 0.10% Min. USD 1 (Charge the Exceed Amount of USD 100K Only)
