Savings Account

Canadia Bank's Savings Account features a low minimum balance, a simple opening process, and easy access to your funds through Canadia Bank App, over 400 ATMs and CRMs, and 60+ branches nationwide.

Product Benefits

  • Available in multiple currencies: KHR, USD, RMB and THB
  • Enjoy an attractive interest rate
  • Free deposit and withdrawals via ATM, CRM, and Virtual Teller Machine (VTM)
  • Manage your account easily on Canadia Bank App
  • Notification alert of account transaction on Canadia Bank App
  • Enjoy QR payment discounts with Canadia merchants
  • Enjoy other discounts with Canadia Group of companies

Where to Apply?

Opening a new or additional account with Canadia Bank is quick and easy! Here’s how you can get started:

  • Canadia Bank App
  • Visit a Canadia Branch
  • Virtual Teller Machine (VTM)
  • Online Account Opening
How to Apply
  1. Open Canadia Bank App.
  2. Click on New Account.
  3. Click on Open Savings Account.
  4. Select the account you want.
  5. Review the Terms and Conditions.
  6. Click Continue.
  7. Verify your information, then click Submit.
  1. Visit any Canadia Bank branch nearest you.
  2. Fill out the application form.
  3. Show your Cambodian National ID (NID) or passport and prepare the minimum initial deposit.
  4. Download the Canadia Bank App to easily manage your savings account.
  1. Select Account Opening and follow the instruction.
  2. Click "Yes" to connect with a customer service representative (remote teller) if needed.
  3. Place the National ID or Passport into the scanner.
  4. Input your personal details as prompted.
  5. Capture photos and select "Next" if satisfied.
  6. Scan the finger three times, then click "Next."
  7. Complete the electronic signature, then clicks "Next."
  8. Review all the entered information again. If everything is correct, click "Next."
  9. Read and agree to the Terms and Conditions, then click "Next."
  10. Choose your account currency type and clicks "Next."
  11. Enter the verification code (OTP) sent to your phone number via SMS, then clicks "Next."
  12. Your account has been successfully opened.
Requirements to Apply
  • At least 18 years old
  • Original and valid passport or national ID
  • At least 18 years old
  • Original and valid passport with valid visa
  • Proof of residence in Cambodia if an individual is physically present in Cambodia for more than 182 days during the calendar year
  • House rental contract; or
  • Certificate of residential address from authority; or
  • Hotel lease/bill including a minimum of 6 months tenor in the contract; or
  • Employment Contract; or
  • Certificate of employment; or
  • Business license/certificate (if self-employed)

Note: One of the above documents should have a least a minimum validity of 6 months.

How to Deposit Fund to Your Savings Account?

There are various ways to fund your Savings Account:

  • Deposit funds over-the-counter at any of our branches
  • Through our Cash Recycling Machines (CRM) and Virtual Teller Machines (VTM)
  • Receive funds through Bakong wallet
  • KHQR transfer through mobile banking app of any other Bakong member banks
  • Other money transfer agents, such as TrueMoney and Wing

Features and Conditions

Currency
USD
KHR
RMB
THB
Interest Rate Per Annum
  • 0.35% if daily balance ≤ USD500
  • 0.45% if daily balance ≤ USD1,000
  • 0.55% if daily balance ≤ USD5,000
  • 0.75% if daily balance > USD5,000
1.00%
0.50%
0.05%
Minimum Opening Balance
  • For Resident: Not Required
  • For Non-Resident: USD10 or equivalent
RMB 500
THB 400
Minimum Account Balance
  • For Resident: Not Required
  • For Non-Resident: USD10 or equivalent
RMB 500
THB 400
Visa or UnionPay Debit Card Fee
USD 5 per year
N/A
N/A
Debit Card Replacement Fee
USD 5 or equivalent
N/A
N/A
Dormant Account Fee
USD 10 or equivalent
Early Closure
USD 15 or equivalent if account closed within 3 months from opening date
Banker's Cheque
USD 10 or equivalent
N/A
Bank Reference
USD 10 or equivalent
Audit Confirmation Letter
USD 10 or equivalent
Standing Order (Register/Transaction) Fee
USD 1 or equivalent
Passbook (Request/Renew)
USD 5 or equivalent
Free (Upon request only)
Local Transfer
  • ≤ USD 100,000 : Free
  • > USD 100,000 : 0.10% Min. USD 1
  • ≤ USD 100,000 : Free
  • > USD 100,000 : 0.12% Min. KHR 4,000
  • ≤ USD 100,000 : Free
  • > USD 100,000 : 0.10% Min. RMB 100
  • ≤ USD 100,000 : Free
  • > USD 100,000 : 0.15% Min. BATH 100
Mobile Banking
Free

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